STOP Losing Money in Your 401k/IRA!
STOP Losing Money in Your 401k/IRA!
STEP ONE:
Learn your options.
STEP TWO:
Pick the right options for you.
STEP THREE:
Sit back and watch your retirement grow.
STEP ONE: Learn your options.
STEP TWO: Pick the right options for you.
STEP THREE: Sit back and watch your retirement grow.
How much have you lost by leaving your
money in your 401k this past year?
Downside of Leaving Money with your Old Employer’s 401(k) in 2023
Market volatility: The value of your 401k will go up and down based on the stock market. This can be particularly concerning if you are approaching retirement and need the money in your 401k soon.
Limited Options: With a 401k, you may have limited control over where your money is invested. Your investment options may be limited to the funds offered in your 401k plan, are the funds the best for you or for Wall Street?
- Risk of losing money: There is always the possibility that the market could go down and you could lose some or all of the money you have invested. The market was down 20% in 2022!
Fees and expenses: Some 401k plans charge fees and expenses for things like account maintenance, investment management, and administration. These fees can eat into your investment returns over time.
Orphan Status: 401k’s left with previous employers are also known as Orphans, meaning no one is watching it, if you are not, wouldn’t you want someone who is?
Risk of losing time: In March 2013, the S&P recovered all of its losses from the financial crisis soaring past the highs from 2007 and the prior highs from the tech bubble of 2000. To put the move in perspective, it took the S&P 500 nearly 12 years to break the tech bubble highs of 2000 and hold onto those gains. Do want to wait 13 years for your retirement to come back?
How much more money can you continue to lose by leaving it there?
How much have you lost by leaving your
money in your 401k this past year?
Downside of Leaving Money with your Old Employer’s 401(k) in 2023
Market volatility: The value of your 401k will go up and down based on the stock market. This can be particularly concerning if you are approaching retirement and need the money in your 401k soon.
Limited Options: With a 401k, you may have limited control over where your money is invested. Your investment options may be limited to the funds offered in your 401k plan, are the funds the best for you or for Wall Street?
Risk of losing time: There is always the possibility that the market could go down and you could lose some or all of the money you have invested. The market was down 20% in 2022!
Fees and expenses: Some 401k plans charge fees and expenses for things like account maintenance, investment management, and administration. These fees can eat into your investment returns over time.
Orphan Status: 401k’s left with previous employers are also known as Orphans, meaning no one is watching it, if you are not, wouldn’t you want someone who is?
- Risk of losing money: In March 2013, the S&P recovered all of its losses from the financial crisis soaring past the highs from 2007 and the prior highs from the tech bubble of 2000. To put the move in perspective, it took the S&P 500 nearly 12 years to break the tech bubble highs of 2000 and hold onto those gains. Do want to wait 13 years for your retirement to come back?
How much more money can you continue to lose by leaving it there?
At appointment, you’ll meet with me, Jon, and you’ll gonna LOVE this! Here’s just a taste of what you get inside a no-cost appointment free report:
Feel empowered by helping you get in control of your retirement planning - quickly!
Peace of mind from getting rid of the stress from the stock market affecting your retirement.
Identify how to have enough money in retirement to travel and enjoy your retirement years.
Confidence from recognizing the steps you can follow to feel like you know what's going on with your money.
Empowered by knowing what steps to take so you can avoid living paycheck to paycheck in retirement.
A new growth strategy is available once you roll over your old 401k or IRA into an IRA called the fixed index growth strategy, where your account value is given a floor and can never go beneath that floor due to the market crash. What’s even better is your gains can get locked in every year.
A new growth strategy is available once you roll over your old 401k or IRA into an IRA called the fixed index growth strategy, where your account value is given a floor and can never go beneath that floor due to the market crash. What’s even better is your gains can get locked in every year.
Testimonials
Sara Behdadnia
Tarzana, CA
Client since 2012
“I rolled over my old 401k from my old job to one of the companies that Jon recommended; after the 2008 crash, I wasn’t comfortable with my money being in the stock market, and I wanted to have better control of my future. Jon showed me a account that guaranteed my savings would not go down when the market went down.”
Rich & Gerry Watts
Lancaster, CA
Clients since 2016
“We've been working with Jon Loyhayem since 2016, and he has consistently provided us with exceptional financial planning and 401k rollover services. Not only has he helped us navigate these complex processes, but he has also gone above and beyond by offering us valuable estate planning consultations. From the beginning, Jon has been extremely helpful and knowledgeable about the options available to us. He takes the time to explain the pros and cons of each option thoroughly and helps us make informed decisions. The rollover process can be overwhelming, but Jon makes it easy and stress-free. We are extremely satisfied with Jon's service and highly recommend him to anyone in need of financial insurance planning or 401k rollover assistance.”
Garrett Todd
San Diego, CA
“Jon was able to give me a clear road map of what we can do to help plan our retirement. He pointed out some key gaps that I was missing in my plan, helped me fill them, and developed a bulletproof plan for the future.”
At appointment, you’ll meet with me, Jon, and you’ll gonna LOVE this! Here’s just a taste of what you get inside a no-cost appointment free report:
Feel empowered by helping you get in control of your retirement planning - quickly!
Peace of mind from getting rid of the stress from the stock market affecting your retirement.
Identify how to have enough money in retirement to travel and enjoy your retirement years.
Confidence from recognizing the steps you can follow to feel like you know what's going on with your money.
Empowered by knowing what steps to take so you can avoid living paycheck to paycheck in retirement.
Testimonials
Sara Behdadnia
Tarzana, CA
Client since 2012
“I rolled over my old 401k from my old job to one of the companies that Jon recommended; after the 2008 crash, I wasn’t comfortable with my money being in the stock market, and I wanted to have better control of my future. Jon showed me a account that guaranteed my savings would not go down when the market went down.”
Rich & Gerry Watts
Lancaster, CA
Clients since 2016
“JWe've been working with Jon Loyahyem since 2016, and he has consistently provided us with exceptional financial planning and 401k rollover services. Not only has he helped us navigate these complex processes, but he has also gone above and beyond by offering us valuable estate planning consultations. From the beginning, Jon has been extremely helpful and knowledgeable about the options available to us. He takes the time to explain the pros and cons of each option thoroughly and helps us make informed decisions. The rollover process can be overwhelming, but Jon makes it easy and stress-free. We are extremely satisfied with Jon's service and highly recommend him to anyone in need of financial insurance planning or 401k rollover assistance.”
Larry Grace
Santa Monica, CA
Client since 2022
“Jon was able to give me a clear road map of what we can do to help plan our retirement. He pointed out some key gaps that I was missing in my plan, helped me fill them, and developed a bulletproof plan for the future.”
401kroll-over.com sets you up with
Jon Loyhayem who specializes in rolling over 401ks into IRA, which can help you secure your retirement; below are just some of the companies Jon represents.
401kroll-over.com sets you up with Jon Loyhayem who specializes in rolling over 401ks into IRA, which can help you secure your retirement. Below are just some of the companies Jon represent.